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Start saving (se abre en una nueva ventana)

From 1,000€.

The first step.

Guaranteed

Your return, with no surprises.

*Guaranteed gross return.

Start saving (se abre en una nueva ventana)

New issue 4.10% for 1 year*

While stocks last or until 31/07/2026
*Guaranteed gross return.

Your plan, your way.

We offer different options with different conditions so you can choose the one that best suits your way of saving and your goals.
We offer different options with different conditions so you can choose the one that best suits your way of saving and your goals.

4% return over 4 years

Issue extension available while supplies last.

4% guaranteed annual gross return over 3 years*

You will obtain a 10.78% net cumulative return after 3 years once management fees (0.5% per year) and the risk premium (depending on age) have been deducted!**

4.10% return over 1 year*

While stocks last or until 31/07/2026

4.10% guaranteed gross annual return over 1 year*

You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**

Disponible hasta el 31/10/2026 o fin de emisión.

Descárgate el documento de datos fundamentales del Plan Ahorro Multiplica aquí (se abre en una nueva ventana)
QUIERO EL 4,10% A 1 AÑO (se abre en una nueva ventana)

4.10% return over 1 year*

While stocks last or until 31/07/2026

4.10% guaranteed gross annual return over 1 year*

You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**

Descárgate el documento de datos fundamentales del Plan Ahorro Multiplica aquí (se abre en una nueva ventana)
QUIERO EL 4,50% A 4 AÑOS (se abre en una nueva ventana)

Your plan, your way.

We offer different options with different conditions so you can choose the one that best suits your way of saving and your goals.
We offer different options with different conditions so you can choose the one that best suits your way of saving and your goals.

4.10% return over 1 year*

While stocks last or until 31/07/2026

4.10% guaranteed gross annual return over 1 year*

You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**

Disponible hasta el 31/10/2026 o fin de emisión.

Descárgate el documento de datos fundamentales del Plan Ahorro Multiplica aquí (se abre en una nueva ventana)
QUIERO EL 4,10% A 1 AÑO (se abre en una nueva ventana)

4.10% return over 1 year*

While stocks last or until 31/07/2026

4.10% guaranteed gross annual return over 1 year*

You will obtain a 3.57% return once management fees (0.5% annually) and the risk premium (depending on age) have been deducted!**

Descárgate el documento de datos fundamentales del Plan Ahorro Multiplica aquí (se abre en una nueva ventana)
QUIERO EL 4,50% A 4 AÑOS (se abre en una nueva ventana)
COVERAGES

The power of caring for each other: much more than savings.

The value of our community is shown when you need it most. That’s why we offer you the option to complement your plan with coverage that protects you and your loved ones.
Start here

Your sign-up, step by step

1
First steps
We need to verify your identity. It's a quick, essential step to ensure the full security of your savings plan.
2
Configure your product
This is where you tailor the plan to your life. Decide how your contributions will work.
3
Confirm your details
We need your basic details to create your account  and keep you informed about your savings.
4
Choose your contribution method
Securely link the account  you'll use to make contributions. One last step to get your plan up and running.
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Questions you may have

Frequently asked questions

¿Qué diferencia hay entre la opción a 1 año y la opción a 4 años?

Ambas forman parte de Plan Ahorro Multiplica y ofrecen una rentabilidad bruta anual garantizada durante el plazo contratado. La diferencia está en el plazo y la rentabilidad de cada emisión.

¿Puedo rescatar mi dinero antes del vencimiento?

Sí. En caso de rescate anticipado, el valor de rescate estará sujeto a las fluctuaciones del mercado.

Flexibility
Availability
Profitability
Tax advantages