Coverage of permanent disability

Permanent Disability cover allows you to have a guaranteed monthly income for life and, additionally or exclusively, a capital sum, in the event that you should be unable to carry out any profession or trade, whether self-employed or employed, for physical or mental reasons.

Do you want to know if you are eligible to become a member of Mutualidad?

Who can be a member of Mutualidad?

How does it work?

You decide the monthly income you would receive in the event of permanent disability, from among those available: 1,200, 1,500, 1,800, 2,100 or 2,400 euros.

You also have the option of guaranteeing a capital sum, will be paid to you, either exclusively or together with the rent.

You will only have to take into consideration the limits depending on the option contracted, bearing in mind that this capital can never exceed the additional death capital established.

Up to €300,000 if you take out the capital option.
Up to €200,00 if you take out capital and income.

Advantages of choosing Mutualidad

At Mutualidad we offer you the best advantages through the best pension, savings and investment solutions.

Trust

Solidity

Solvency

Profitability

With an average age of 35, with a minimum income of 1,200 euros per month, you will only have to pay 18.95 euros/month.

Monthly initial premiums for permanent disability
AGE	€1,200 Month	€1,500 Month	€1,800 Month	€2,100 Month	€2,400 Month	For every €10,000 of guaranteed capital
20	21.29	26.61	31.93	37.25	42.57	0.27
21	21.08	26.35	31.61	36.88	42.15	0.27
22	20.87	26.08	31.30	36.52	41.73	0.27
23	20.66	25.82	30.98	36.15	41.31	0.27
24	20.44	25.55	30.66	35.77	40.88	0.27
25	20.22	25.27	30.33	35.38	40.44	0.27
26	19.99	24.99	29.99	34.99	39.99	0.27
27	19.76	24.70	29.64	34.58	39.52	0.27
28	19.53	24.41	29.29	34.17	39.05	0.27
29	19.29	24.11	28.93	33.75	38.57	0.27
30	19.05	23.81	28.57	33.33	38.09	0.27
31	18.80	23.50	28.20	32.90	37.60	0.27
32	18.55	23.19	27.83	32.47	37.11	0.27
33	18.30	22.88	27.46	32.03	36.61	0.27
34	18.05	22.57	27.08	31.59	36.10	0.27
35	18.72	23.41	28.09	32.77	37.45	0.28
36	19.93	24.91	29.89	34.88	39.86	0.31
37	21.43	26.79	32.15	37.51	42.87	0.34
38	23.16	28.95	34.73	40.52	46.31	0.37
39	25.22	31.52	37.82	44.13	50.43	0.41
40	28.22	35.28	42.33	49.39	56.45	0.45
41	29.70	37.13	44.55	51.98	59.40	0.48
42	31.38	39.23	47.07	54.92	62.76	0.52
43	33.25	41.56	49.88	58.19	66.50	0.56
44	37.20	46.49	55.79	65.09	74.39	0.64
45	37.58	46.97	56.37	65.76	75.16	0.65
46	40.02	50.02	60.03	70.03	80.03	0.71
47	42.66	53.32	63.99	74.65	85.32	0.77
48	45.43	56.79	68.14	79.50	90.86	0.83
49	48.38	60.47	72.56	84.66	96.75	0.90
50	57.33	71.67	86.00	100.33	114.67	0.98
51	60.95	76.19	91.43	106.66	121.90	1.06
52	64.90	81.13	97.35	113.58	129.81	1.15
53	69.10	86.38	103.65	120.93	138.20	1.24
54	73.75	92.19	110.63	129.07	147.51	1.35
55	78.70	98.38	118.06	137.73	157.41	1.47
56	84.03	105.04	126.05	147.06	168.07	1.60
57	89.75	112.19	134.63	157.07	179.51	1.74
58	95.88	119.85	143.82	167.79	191.75	1.90
59	102.40	128.01	153.61	179.21	204.81	2.07
60	109.39	136.73	164.08	191.43	218.77	2.26
61	116.76	145.95	175.14	204.33	233.52	2.46
62	124.66	155.83	186.99	218.16	249.32	2.69
63	132.96	166.21	199.45	232.69	265.93	2.94
64	141.73	177.17	212.60	248.03	283.47	3.21
65	161.56	201.95	242.34	282.73	323.12	3.76
66	202.91	253.64	304.37	355.10	405.82	4.85
* Amounts expressed in euros.

Protective cover against permanent disability

There are things that we can’t prevent from happening, but we guarantee you the security that your loved ones need. Choose the product that best suits your needs and take out permanent disability cover on any of the following products

Plan Alternativo Autónomo

To be self-employed

From 65 €/month*
The premiums you pay are your own
Tax benefits
Includes savings, death, permanent disability and absolute disability cover

*First year minimum contributions for new registrations

** System included in the Plan Universal de la Abogacía

Plan Ahorro Flexible

Your money available whenever you want it

Save with liquidity and a return
You can have your savings at your disposal from the very first moment
No contribution limits
Regularly or with on-off contributions, whenever it suits you best
Tax only when you receive your earnings

* System included in the Plan Universal de la Abogacía

Happy mid adult couple at home using laptop surfing the net

PPA Mutualidad

Your pension supplement

Tax benefits
High returns
In addition to savings cover, you can also take out Death or Permanent Disability cover
Receipt of the benefit in the form of income, capital or a combination of the two
You can transfer your savings to the Plan de Previsión of Mutualidad de la Abogacía

* System included in the Plan Universal de la Abogacía

Accident Insurance

What can we offer you? Your Accident Insurance is insurance that allows you to have a guaranteed sum in case of permanent disability (absolute or partial) and/or compensation for your beneficiaries in case of death due to an accident.

A product that adapts to you and in which you decide the coverage. With 6 levels of compensation and numerous tax advantages.

Seguro Accidentes

Protect yourself in the event of an accident

Guarantees you a pay-out in the event of death or disability due to an accident
Very economical, from €10.59/month
Payment can be collected in the form of capital or income.
Optional road accident cover
Different levels of compensation at your choice

Methods of delivery

Choose the one that suits you best.

In the form of an annuity with a monthly income of your choice

You will receive a value of 1,200, 1,500, 1,800, 2,100 or 2,400 euros.

If you have contracted the capital form

You may receive it in the form of financial income, non-regular payments, or a combination of both.

We will tell more

Do you want to find out more? Contact us by phone or by our contact form. If you prefer, we will call you. A sales manager will contact you. We will be happy to help you with your questions!

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