I want to save - Mutualidad

Do you want to know if you are eligible to become a member of Mutualidad?

The importance of saving

There is no doubt that saving is important for everyone. But good savings are not just about not spending, as money is worth less over time due to inflation, rising costs of living and other factors, so it is important that these savings generate a return. And at Mutualidad we ensure that this profitability is the best possible.

Our savings plans can have many uses: for example, being able to take that trip to New York you’ve always dreamed of, supporting your children with that master’s degree that will help them in their professional career or having it as a long-term option to supplement your pension. All this in order to achieve your short-, medium- and long-term savings goals, which are necessary to achieve savings security.

But for a savings product to be really worthwhile, it is essential to go hand in hand with a solvent entity in which your savings are safe; moreover, at Mutualidad we make sure that we always achieve the best profitability for you.

Advantages of saving with Mutualidad

Excellent profitability

Transparency and regular reporting

Complete and regular information, so that you can adapt your savings to your future needs and wishes at any time.

Very low costs and no commissions

No commissions are paid to mediators or agents.

Possibility of obtaining tax benefits

Do you need help?

Our agents will help you choose the savings plan that best suits your particular case according to your needs.

Saving with liquidity

Saving without taxes

Saving for retirement

Making my savings profitable

Short-term savings products

Suitable for customers who want to give a return on their savings in a secure environment, but with the possibility of recovering the amount contributed, as well as the interest generated, in a short period of time.

Cheerful young man having phone conversation via TWS earbuds sitting on lounger

Plan Ahorro 5

Save without taxes

Exempt from taxation from the 5th year onwards
Excellent return
Maximum contributions of €5,000/year
Possibility of mobilisation from one entity to another
Redemption from the first year

Plan Ahorro Flexible

Your money available whenever you want it

Save with liquidity and a return
You can have your savings at your disposal from the very first moment
No contribution limits
Regularly or with on-off contributions, whenever it suits you best
Tax only when you receive your earnings

* System included in the Plan Universal de la Abogacía

PIAS Mutualidad

Save with tax benefits

High profitability
Income exempt from taxation
You decide the amount of contributions, regular and/or extraordinary, up to the maximum allowed (contributions not exceeding €8,000 per year and €240,000 for the whole Plan.
Benefit in the form of an life annuity
You can mobilise to and from other PIAS

* System included in the Plan Universal de la Abogacía

Making my savings profitable

At Mutualidad we offer you products for long-term savings, with all the guarantees of a solvent and reliable entity.

Plan Renta Vitalicia

A monthly income from day one

Maximum return on your savings through a life annuity
Excellent taxation for this type of product
Two contracting modalities according to your needs
Protection for your savings
Safety and reliability

Saving for retirement

With PPA Mutualidad, Plan Incrementa Autónomo and also PIAS Mutualidad you will be able to top-up your pension thanks to the high profitability that you will obtain with your savings.