Mutualidad: Save, invest and protect yourself

We offer you two new products that will help you get more out of your money, regardless of your risk profile.

Multiplica Savings Plan: 4% gross return* guaranteed for one year, no surprises.

Explora Linked Unit: You choose** how much you want to invest and its distribution among the different investment options available.

Discover the Multiplica Savings Plan

^{*If the surrender occurs at the expiration of the first year. In case of early surrender your savings are tied to unfavorable market fluctuations.}
^{**The Policyholder assumes the investment risk.}

We are Mutualidad

Our purpose is to improve the quality of life of mutual members by contributing to a more collaborative, fair and inclusive society. We base the development of our activity on the values on which Mutualism rests:

Sustainability
Trust
Transparency
Inclusion

We adapt to the new social, insurance and financial environment, being the good management of savings and investment and the feeling of community, our great differential elements.

We are an economic and social engine to achieve the well-being of the community.

Stability

4.29%

Average profitability of the last 10 years. 3.83% at the end of 2023 (pending approval by the 2024 General Assembly. Past returns do not guarantee future returns).

Solidity

10.209

Millions euros in savings managed.

Trust

210,886

People trust Mutualidad.

Mutualidad walks with you

We offer you different solutions to give you security and peace of mind.

Short-term savings

Long-term savings

I want protection

Saving for retirement

Check if you can become a member

Do you want to know if you are eligible to become a member?

Who can be a member?

Do you move? We move with you.

Exclusive discounts on your trips with Cabify for being a mutual member and having the alternative professional system.

Do you need advice on Dependency?

As a mutual member, you have the Pensium TeGuía service for free. Advice and processing for you or a family member up to the third degree.

Do you need a space to work?

We make it easy for you with Zityhub. You will enjoy great advantages just for being a mutual member.

Become a member

We tell you what the conditions are to be able to become a mutualist.

Mutualism is a different way of understanding and doing things, which contributes to improving the lives of people and society in a fairer, more collaborative, inclusive and equitable way. The mutual feeling connects us, moves us and inspires us based on a firm commitment to the purpose and values that unite us, define us and inspire us every day to improve the lives and future of mutual members and their families.

Join us and enjoy all the benefits of being a mutual member.

If you can become a mutualist and you are not yet… what are you waiting for?

Start